Hustler Fund and the data protection implications
The PIN is required to authenticate the owner of the Hustler Fund account
where the loan will be disbursed.
www.the-star.co.ke/news/realtime/2022-12-01-why-m-pesa-pin-is-required-to-access-hustler-fund-loan/
On Thu, Dec 1, 2022, 17:53 Alex Watila <awatila@gmail.com> wrote:
> probably poor capacity planning.
>
> maybe they exhausted the number of bulk SMSes they ordered
>
> media is reporting that 1.14 million Kenyans registered (they would have
> had to have ordered bulk smses in excess of that) and so far KES 408
> Million has been disbursed
>
> I don’t think they are charging on the client side (it looks toll-free and
> is not even eaten by fuliza) – it was probably part of the agreement that
> the government had with the providers that wanted to be part of the fund
>
> Regards,
>
> On Thu, Dec 1, 2022 at 5:29 PM <rapudohawi@kijijiyeetu.co.ke> wrote:
>
>> Listers,
>>
>>
>>
>> I just tried in the morning to register through *254# which accepted and
>> indicated that they will respond after 2 hours. Now in the evening, there
>> is no response.
>>
>>
>>
>> Data infringement is on the loose; were my data rights accessed? The cost
>> for the process is Kshs 10; if 1 million tried the process and are waiting.
>> Who benefits from the revenue generated by the SMS?
>>
>>
>>
>>
>>
>> *Rapudo Hawi | **Team Lead **|** Director*
>>
>> +254(0) 720975498 | www.kijijiyeetu.co.ke
>>
>> Catholic Nurses Association- Diani Rd, Nairobi
>>
>>
>>
>>
>>
>> *From:* KICTANet
>> KICTANet
>> *Sent:* Thursday, December 1, 2022 5:08 PM
>> *To:* rapudohawi@kijijiyeetu.co.ke
>> *Cc:* Victor Kapiyo <vkapiyo@gmail.com>; Alex Watila <awatila@gmail.com>
>> *Subject:* Re: [kictanet] Hustler Fund and the data protection
>> implications
>>
>>
>>
>> I tried to get the terms and conditions from the link given on mobile and
>> something else showed up.
>>
>>
>>
>> On Thu, 1 Dec 2022, 16:44 Walubengo J via KICTANet, <
>> kictanet@lists.kictanet.or.ke> wrote:
>>
>> @ Alex,
>>
>>
>>
>> I am still stuck on this statement:
>>
>>
>>
>> >>>i am still not convinced a citizen can demand privacy from the
>> government since the basics of government >>>is that citizens ceded private
>> rights in return for the public good (Hobbes theory of government)
>>
>>
>>
>> I don’t know who ‘Hobbes’ is or was but please avoid him or her 😉
>>
>>
>>
>> Your right to privacy is baked into your 2010 Constitution and even the
>> government should not take it away. Emphasis is of course on ‘should not’ –
>> the fact that most governments regularly do and violate citizen privacy
>> should never, ever be normalized.
>>
>>
>>
>> walu
>>
>> —
>>
>> On Thursday, December 1, 2022 at 11:31:57 AM GMT+3, Alex Watila via
>> KICTANet <kictanet@lists.kictanet.or.ke> wrote:
>>
>>
>>
>>
>>
>> in terms of data privacy the government has legitimate right to access
>> your information since you require them to provide you with services
>>
>>
>>
>> i am still not convinced a citizen can demand privacy from the government
>> since the basics of government is that citizens ceded private rights in
>> return for public good (Hobbes theory of government)
>>
>>
>>
>> in terms of mpesa pin i doubt it leaves mpesa. GoK is just using an
>> existing platform (shared services concept we have been pushing) to deliver
>> a public good
>>
>>
>>
>> On Thu, Dec 1, 2022, 10:20 tevin mwenda via KICTANet <
>> kictanet@lists.kictanet.or.ke> wrote:
>>
>> Dear listers,
>>
>>
>>
>> The Kenyan Government launched the much hyped hustler fund a digital
>> lending platform. Credit will be accessible through various lending
>> platforms such as M-PESA. Out of curiosity I can not help but wonder what
>> are the data protection implications of the system. For example what data
>> will be used as baseline to determine your credit worthiness. Is it data
>> held by government, credit reference bureaus, the lending companies or we
>> are starting from scratch ? Who will be the main data controller of the
>> data collected is it government is it the companies. If it’s the government
>> how much data will they have on Kenya and their credit worthiness and what
>> are the implications of that. Who will store this data? Are their any data
>> sharing agreements in place between the entities involved. What data
>> subject rights have been provided and does the consumer understand them? It
>> will be intresting to see how this develops and the discussion from a data
>> protection perspective.
>>
>>
>>
>>
>> nation.africa/kenya/news/game-changer-president-unveils-hustler-fund-today-4037806
>>
>>
>>
>> —
>>
>> Kind Regards
>>
>>
>>
>> Tevin Mwenda Gitonga
>>
>>
