Listers

My thoughts.

Whatsapp Pay is just riding on existing Financial Services Infrastructure
with its attendant costs, limitations, and regulatory snafus. The only
great innovation here is that they have 2 billion users. See link below to
an ongoing discussion on Linkedin.

WhatsApp launches WhatsApp Pay in Brazil
<www.linkedin.com/feed/update/urn:li:activity:6678522294119350272/>

Regards

*Ali Hussein*

Digital Transformation

Tel: +254 713 601113

Twitter: @AliHKassim

Skype: abu-jomo

LinkedIn: ke.linkedin.com/in/alihkassim
<ke.linkedin.com/in/alihkassim>

Any information of a personal nature expressed in this email are purely
mine and do not necessarily reflect the official positions of the
organizations that I work with.

On Tue, Jun 16, 2020 at 11:44 AM Paul Magacha via kictanet <
kictanet@lists.kictanet.or.ke> wrote:

> Eric,
> True, this is an interesting development and definitely appropriate for
> the demographic that heavily depends on WhatsApp.
>
> For me WhatsApp doesn’t really lend itself well for the kind of e-commerce
> engagement I’m used to but I definitely see it’s been working well for
> early adopters populations.
> For example, Kenyans seem to respond well to WhatsApp groups vs Facebook
> groups. Whereas Facebook allowed threaded conversations which are easy to
> follow,WhatsApp does yet Kenyans and others are ok having 20 different
> active conversations going on in the group. It’s personally too exhausting
> for me.
>
> If the WhatsApp for business offers better conversations moderation then
> that’d work. Anyway, I am not their demographic so I can’t relate to this
> product.
>
> But again for Kenya we still have a large Kabambe population so mpesa is
> more practical for that market. I’m sure safaricom is going to work hard to
> defend that market.
> Paul.
>
> Sent from my iPhone
>
> On Jun 16, 2020, at 11:31 AM, Erick Mwangi via kictanet <
> kictanet@lists.kictanet.or.ke> wrote:
>
> Listers,
>
> Unless govt uses tax mechanisms to make WhatsApp unfavourable in this
> market, if they were to appear on our shores then it would be Checkmate
> Safcom, but we all know that can\’t happen.
>
> The exhobitant cost of Mpesa continues to baffle me, Alibaba has free P2P
> transactions but we are still charged an arm and a leg.
>
> Payments of the future are lifestyle based where the friction between
> entertainment and purchasing does not exist. We have to move beyond SMS
> based payments. That vertical simply is for yesteryear.
>
> Eric
>
> On Tue, 16 Jun 2020, 09:14 Paul Magacha via kictanet, <
> kictanet@lists.kictanet.or.ke> wrote:
>
>>
>> Dear Listers,
>> Another disruption in the mobile payments market.
>> Who will be the biggest winners? Biggest losers? Partner or compete?
>> Today Facebook launches payments on WhatsApp in Brazil using Facebook Pay.
>> \”We\’re making sending and receiving money as easy as sharing photos.\”
>> They are also enabling small businesses to make sales right within
>> WhatsApp.
>>
>> It rolls out in Brazil today but Asia and Africa will soon follow as they
>> are the biggest markets for Facebook.
>> Interesting times ahead..
>> Regards,
>> Paul.
>>
>> Sent from my iPhone
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> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people\’s times and bandwidth,
> share knowledge, don\’t flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
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> The Kenya ICT Action Network (KICTANet) is a multi-stakeholder platform
> for people and institutions interested and involved in ICT policy and
> regulation. The network aims to act as a catalyst for reform in the ICT
> sector in support of the national aim of ICT enabled growth and development.
>
> KICTANetiquette : Adhere to the same standards of acceptable behaviors
> online that you follow in real life: respect people\’s times and bandwidth,
> share knowledge, don\’t flame or abuse or personalize, respect privacy, do
> not spam, do not market your wares or qualifications.
>

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